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Services
- Wealth Transfer
- Investment Management
- Employee Benefits
- Executive Benefits
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In keeping with Lindberg & Ripple's company-wide philosophy, our Investment Management division is driven by a financial planning Process as opposed to being guided by products and trends.
The Process begins by helping each client crystallize his or her personal financial goals, including help identifying long-term financial objectives for themselves, family members and the community.
Through an analysis of the current financial position and projected cash flow, we assist each client with understanding the rate of return on their portfolio required to achieve those objectives and the volatility associated with the asset allocation to meet that return requirement.
It's only after this in-depth analysis the Investment Management team can strategically develop an asset allocation strategy with a statistically high probability of achieving the return objectives while reducing expected volatility.
As each client portfolio is developed, we're guided by three core beliefs:
- Attention to management fees and taxes will avoid unnecessary erosion in portfolio return over time.
- The location of an asset is as important to maximizing return as the selection of the money manager.
- The inclusion of non-traditional asset classes can enhance a portfolio by reducing overall volatility.
Lindberg & Ripple brings unique expertise to its clients via its alignment with M Financial Group. Both Lindberg & Ripple and M Financial Group were founded on the principle that "off-the-shelf" products do not meet the needs of affluent and corporate markets. Tapping into M Financial, Lindberg & Ripple's Investment Management team can participate in, as well as guide the development of customized, proprietary products exclusively for this market.
Over the long term, Lindberg & Ripple's team consistently monitors and maintains each client to ensure alignment with the Process and their long-term financial goals making adjustments when necessary.
Lindberg & Ripple is a member of M Financial Group. Please go to http://www.mfin.com/DisclosureStatement.htm for further details regarding this relationship.
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